Geographical Areas.

UK
England, Scotland, Wales, Northern Ireland, Isle of Man, Channel Islands and if you are a member of the armed forces posted abroad, this will include your BFPO address.

Europe
Åland Islands, Albania, Algeria, Andorra, Armenia, Austria, Azerbaijan, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, Corsica, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Faro Islands, Finland, France, Georgia, Germany, Gibraltar, Greece, Guernsey, Holy See (Vatican City State), Hungary, Iceland, Israel, Italy, Jersey, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Malta, Mediterranean Islands, Moldova, Monaco, Montenegro, Morocco, Netherlands, Norway, Poland, Portugal, Republic of Ireland, Romania, San Marino, Sardinia, Serbia, Slovakia, Slovenia, Spain, Svalbard and Jan Mayen, Sweden, Switzerland, Tunisia, The Azores, The Canary Islands, The Channel Islands, Ukraine and territories formally known as USSR, west of the Ural Mountains.

Australia and New Zealand


Worldwide excluding the United States of America, Canada and the Caribbean.
Worldwide excluding United States of America, Canada and The Caribbean.

Worldwide including the United States of America, Canada and the Caribbean.
Worldwide.

(The Caribbean - Antigua and Barbuda, Anguilla, Aruba, The Bahamas, Barbados, British Virgin Islands, Cayman Islands, Cuba, Dominica, Dominican Republic, Grenada, Guadeloupe, Haiti, Jamaica, Martinique, Montserrat, Navassa Island, Netherland Antilles, Puerto Rico, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Trinidad and Tobago, Turks and Caicos Islands, Virgin Islands.)

Policy Start Date

The cover relating to Cancellation, as described under section 1 of the policy wording, starts from the commencement date of cover shown on your insurance certificate, this will be the Issue Date of your Single Trip , but will be your chosen start date for an Annual Policy. Remember, you may require Cancellation Cover prior to your trip departure date.